Employee Retirement Income Security Act of 1974 (ERISA)

Employee Retirement Income Security Act of 1974 (ERISA)

The Employee Retirement Income Security Act of 1974 (ERISA) regulates most elements of employee benefit plans dealing with a wide variety of benefits such as pension, profit sharing and other retirement plans; health, disability, severance, and welfare plans. The Act essentially regulates benefit matters on a “cradle-to-grave” approach, dealing with issues ranging from required provisions in designing benefit plans to litigation rights of employees denied benefits and to rights and procedures in terminating employee benefit plans.

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